I leave my wallet in my car, because the only reason I need it is for my driver license.

My bank, however, has one of those authenticator doohickies that I need to use when I make big transactions online. Pop my debit card in, enter the pin, and then do a little dance with codes back and forth on their internet banking to authenticate the transaction.

So I am in this annoying situation where my wallet is never where I needed it: either I'm making a payment and I need to go to my car to get my card, or I need my license and my wallet is on my desk where I forgot it last time.

Google Pay and digital wallets have literally freed up one of my jean pockets permanently.