They mean to get stabbed by a knife, a common misconception about the east bay. Yes there's violence, but theres also beauty, you just need to know where to go and where not to go (san francisco is the same).
#3 crime rate in the US isn't a misconception. Anecdotally, of 6 people I know who have moved to (relatively nice) areas of Oakland, 6 have had their cars broken into or robbed at gunpoint. 4 are currently looking to move elsewhere.
To clarify: Stripe underwrites you as the merchant. Balanced lets the API user underwrite anyone (yourself or someone else) as a merchant, allowing for example the operation of a marketplace, where each merchant has their own merchant account. Balanced allows you to underwrite an arbitrary number of merchants programmatically via API. Correct me if I am wrong, and I am sure pc will do if this is the case, but Stripe does not offer this functionality.
(I work at Stripe.) When you create a seller via the API, both Stripe and Balanced do the exact same thing: verify the identity of seller. You can run a marketplace on either.
I'm sorry, I can't see any mention of a seller resource at https://stripe.com/docs/api, nor does the Ruby library seem to implement it. Is it called something other than Seller?
The thing that is going to kill quora is an audience, an audience outside of the current VC circle jerk they have. The big problem with that? 200k monthly uniques is NOTHING, and the quality is already massively suffering.
