Hi OP, considering your constraints I recommend NOT engaging in any of the high variance activities like poker or crypto trading because it may well take you in the opposite direction.

Can you share a little about where you’re from so you can benefit from some country specific advice?

Hi Milan, would you be able to share more about how you setup the VPN client on the 3G interface?

Yes, since it's a "modern" modem, it appears as a RNDIS ethernet interface. My VPN server's IP is constant, so I just set a default route to my VPN server's IP over 192.168.8.1 which is default Huawei mobile broadband gateway IP.

Did newsweek get hacked?

Not exactly, but it is owned by folks associated with Olivet university, and this bizarre scheme: https://www.nytimes.com/interactive/2018/11/27/style/what-is...

Yes, its editorial board seems to have been hacked some time ago.

erlang has self-healing baked in as one of it's core tenets.

Hey thanks for sharing! What resources did you use to grok elixir/phoenix?

https://phoenixframework.org/ guide is pretty great https://elixircasts.io/ is solid

Couple good books out there, but I don't have the patience for em!

In a hypothetical scenario where one of the members has a debilitating chronic illness that requires considerable expense, what would then happen?

There's not a lot of information available online about PEACH (Preservation of Equity Accessible for Community Health), but it's a system by which East Wind and other communities pay in for all their members $15/month, and they can access reimbursement for expensive health care events. There's a $5,000 deductible, after which PEACH covers the actual costs of an illness/injury/incident.

In the process of setting up PEACH (back in the 80s?), member communities (I think five at the time) paid in a lump sum to start it up. There's a system where a community can pull out their equity if necessary, although the last community to pull out (after their state expanded Medicaid) simply donated it to the general mission of the fund.

There's a protection built into PEACH for long-term illness. It covers 90% automatically during the first year (although the formal decision-making body can make this 100%, or even lower the deductible, if that seems necessary). This percentage decreases during the following years, dropping to 0% being automatically covered after 7 years. This is meant to incentivize communities to be internally self-sufficient -- PEACH is meant to protect communities from failing due to unexpected health care costs. The decision-making body (one representative from each community) can easily make any decisions at their whim that doesn't involve spending more than their annual operating budget. We do sometimes spend more than our annual budget because sometimes accidents come in threes or more. PEACH pays for helicopter evacuations, heart attacks, cancer, strokes, bad forestry accidents, complicated childbirth, etc.

The capital in PEACH is also lent to member communities in emergencies (e.g., after a major structure fire) and sometimes for investing in community land if it's deemed to be a safe investment.

Have you seen indiehackers? It's a whole community of people trying to do just that.

Dear stranger on the internet,

Please accept my upvote. You restored my faith in humanity somewhat.

It looks like you're trying to do a cashback site with crypto instead of cash - which is the ultimate fungible store of value.

Maybe you can elaborate on what does adding crypto bring to the table?

Good question.

So right now the marketplace is a “cash back” site.

But the biggest difference is that with cash back it’s not instant.

With crypto, we are able to instantly reward you for a purchase online.

We also have just released our bank integration piece that allows users to link their card, similar to Acorns etc, and when a transaction occurs we immediately reward it using Incent crypto.

The benefits for the user are: - it’s real value - you can send it to anyone - there are no expiry dates - you can exchange it for cash or soon for gift cards and a debit card - you can donate it

For the merchant, there is no liability in the future. They pay to buy the crypto, then send it to a user and the user can use it back on the store, which essentially means they are giving it back to the store.