I'm not the person you asked, but depending on what kinds of quality of life improvements you're looking for, your budget, your 3D design abilities, and your tolerance for working on the printer versus printing with it, the answer will vary in terms of what works for you.
If you're casually interested, the Bambu Lab A1 combo will do most things you'd want it to do, fairly reliably, but with a closed ecosystem.
If you want something more robust, go for a Prusa, but be ready for a more hands on experience.
If you want an entirely customized bespoke with a high learning curve, go for a Voron.
It is worthy of note that until she was in a nursing home, at a claimed age of 110, "Jeanne Calment" avoided any publicity about her claimed age. For example she refused the local mayor's congratulations when she "turned 100" - instead newspapers wound up running a story about someone turning 95.
She literally waited nearly 50 years after the claimed switch, after she was in a new environment, with new people, without the people who would have most easily challenged it, to publicize her claim. This is exactly what we would expect from someone who was trying to hide a fraud.
> This is exactly what we would expect from someone who was trying to hide a fraud.
It's also perfectly reasonable to not want to be made a spectacle of. And to reconsider later. Maybe she didn't think 100 was worthy of spectacle, but 110 was; maybe 10 years or missing out on spectacle drove her to change her mind.
Yes, every piece of evidence can fit with switch or no switch. But the evidence is not equally likely under those theories. Therefore when I try to combine evidence I find that switch makes a lot more sense to me.
But many people who were younger then her remember her during that time period that you say she was only pretending for the taxman.
All of these claims are coming from people who live in another country and never did any investigatory field work in the area. Everyone who actually did the interviews and on the ground investigation came to the conclusion that there was no swap, and that the alleged swap wouldn't have made any sense.
That's wild. I wonder if it's good news for neobanks like Mercury and Brex who will see an influx of new customers, or on the contrary, startups will seek old, boring, safe banks instead of niche boutiques with lots of exposure to industry risk.
100%. European markets are known to pay out more dividends whereas the US market is known to prioritize stock price growth. Return-wise that makes no theoretical difference.
Many but not all and that is the important detail.
Also I keep money in index funds even if I don't plan on using that money for retirement. (e.g. downpayment on a house, saving for another large purchase, financial buffer, etc.) I also keep money in index funds that are in regular brokerage accounts because 401k + backdoor roth ira isn't sufficient for retirement if you make $200k+/yr. (True for even lower amounts too but whatever)
That depends on which country you live in. In my country (The Netherlands) you pay a fixed percentage of the value of your portfolio. Dividends are not taxed.
and you have to care about where the index fund is domiciled. Otherwise you get dividend leakage. Some Vanguards are domiciled in Reland where 30% of dividends are withheld as taxes even though we need to pay just 15%. It might be difficult to get the difference back
Indeed it does. Here in Brazil, for instance, dividends are not taxed, while selling a stock (to take advantage of growing stock prices) has a capital gains tax of 15%.
Don't know why you're being downvoted; everything you've stated is true. I would just add that one should probably account for taxes. When taxes are involved: buybacks >> dividends.
If you hold your stocks in a tax exempt account then you don’t really care about this though.
Pension funds, ISAs in the UK, etc etc; most countries have something similar. The vast majority of individual savers will not exceed the limits placed on these accounts.
In Canada, it’s difficult/expensive to buy euro stocks or euro funds directly, so you end up buying a Canadian-domiciled or US-domiciled euro fund.
I wouldn’t be surprised if US retirement savers have the same issue.
While dividends from the etf are tax-free in a retirement savings, the dividends from the euro company are first paid to the etf, and the euro company still does tax withholding. From their point of view, they’re not paying out to a retirement fund.
Depends on the country. Some countries incentivize long-term ownership by taxing dividends at a lower rate than other capital gains. And in some countries, mutual funds don't pay taxes for (domestic) dividends.
This is due to the fact that European indices are heavily weighted towards stocks in low growth industries: banks, mining, utilities, cars, chemistry insurance. Lack of incentives in Europe has led to poor equity and economic growth versus the United States and this pattern will continue for decades to come.
It’s a 160% INCREASE, not a 60% one (you misread as +60%). But even +60% year over year would be no joke. Your comment assumes it’ll stay constant but if the trend holds the required investment in security could become sizable. Not that I even see the case for not prosecuting crime just because « UP has insurance » (you sure their insurer will be happy to pay for that crime and not raise premiums? Why should UP customers pay for security directly when the rest of the country gets it through actual police?)
Is it not rather that the inflation of the past 6-12 months has taken everyone by surprise, including employers, and the wages haven’t had time to adapt yet? What we don’t see in the article’s graph is that inflation used to be somewhat consistent but has risen sharply starting in March 2021: https://tradingeconomics.com/united-states/inflation-cpi
I have been traveling abroad in situations where the local currency devalued significantly overnight. It took a few days for shopkeepers to adjust. Nobody knows what the spot rate of inflation is; by definition you need historical data.
Pretty sure that's because it's yearly inflation and March 2021 on that graph means inflation between March 2020 and March 2021, and corona "started" then.
That’s an interesting point re/ yearly but on march 2020 yearly inflation dropped to 0% so I assume at the start of the pandemic many prices were down, not up
I hear your argument but would you apply the same to alcohol and cigarettes? Let parents make sure their kids get none of it until they’re of age? I think it cannot work that way and it’s OK for society as a whole to help with the parenting.
Wait, what activity / health tracking does the Fenix have over the AW? EKG is a big plus of the AW in that regard. Battery life isnt great, but do you exercise for more than 24h at a time? Genuinely asking, trying to decide for myself
Missing ANT+ was mentioned above. I was recently looking at the Apple Watch and rowing machines. Ignoring that a wrist-based heart monitor isn't great for things like boxing or rowing, you can't really get the heart rate monitor to connect to gym equipment. Instead of ANT+ or Bluetooth LE Apple did release GymKit in 2017--but very few things support it. The "rowing" exercise doesn't measure things rowers find useful (it's basically a generic cardio workout). When using a separate heart rate monitor and syncing your workout with Apple Health you can get double measurements heart rate (the AW constant heart rate and the strap during the workout).
The fitness industry has a pretty well-developed ecosystem (I grabbed a random 5 year old heart rate chest strap and it paired immediately to the rowing machine). Garmin has seemed to have embraced that for at least a decade. It can definitely use improvement, but Apple has its own thing and it'll give you grief if they didn't have your use-case in mind.
To be fair, others like Fitbit has similar issues. With them you can't even grab detailed heart-rate data.
If you're an endurance athlete the Apple Watch will not compare to the Garmins, Suuntos, etc., of the world.
I am a Garmin user and a friend is a PM for Apple and I've had this argument too much to rehash it here :). But it really comes down to depth for the fitness use case (Garmin) versus good-but-not-as-great fitness tracking as part of a more general use case (Apple).
> Battery life isnt great, but do you exercise for more than 24h at a time?
Not the grandparent poster, but Apple Watch battery life is bad enough that going on medium-length hikes (and tracking it as a workout) requires you to pull out a powerbank and then awkwardly slide the charging pad in between your skin and the watch. Ugh.
(I'm still torn on whether I actually like my Watch; I'd definitely prefer a Lightning port to the custom charging pad that's not even reversible.)
The Apple Watch Series 6 is rated for 7 hours of battery usage while recording an activity with GPS. That's right at the edge of some hikes I've done, and it would leave a multi-day hike out of the question.
Compare to Garmin: The Fenix 6 is rated for 36 hours of GPS activity recording per charge, or 72 hours in a battery-saving GPS mode.
It's the 5th-gen watch, it has never lasted two days (including sleep with the display turned off) even when I don't use it for navigation or workout tracking. It also charges much more slowly than the 3rd-gen that I had before.
Is it cellular? I hear that can kill battery when not near a phone or wifi--especially when hiking where cell service is spare phones tend to use a lot of power trying to get a signal.
