I was extorted 15% tips in Paris in a restaurant with shitty food not too far away from the Eiffel Tower. Unfortunately, I didn't have roaming package at the time so I couldn't check that place's rating on Google Maps before ordering food. Turns out, there were lots of complaints about their service. In retrospective, I should have probably called police when they were actively insisting that 20% tips are mandatory and after like 5 minutes of arguing they "kindly" agreed to lower it to 15%.
Most banking apps run just fine. My experience is limited to a handful of U.S. banks, but the Graphene community maintains an international list of apps tested by the community.
Garmin Connect app is terrible. It's outdated, it doesn't cash anything at all - you have to have internet connection to see anything. They are pushing for Connect+ subscription. And their watches are getting more expensive without any real innovations in harware (most of new features you get, say, from Forerunner 570 or 970 probably could have been easily enabled on Forerunner 265 or 965 with software updates).
Coros has a nice app. A lot of elite athletes are seemingly switching to Coros wearables (especially the HR bicep band). Alas, it's slightly behind Garmin in terms of accuracy and functionality.
Suunto is similar to Coros - nice app, lower accuracy and less functions.
I've read a lot of complaints about Polar's Flow app - it is also outdated and the data is grouped so counterintuitively, it takes forever to find.
There's also Amazfit (AFAIK it's a subsidiary of Xiaomi?). I used their watch (GTR) a while ago and it was unremarkable, but I also weren't doing any sports back then so I can't judge it from the standpoint of activity tracking. They are Chinese company (as is Coros btw), which makes it slightly uncomfortable for me to share my health data with them.
In other words, if you find an ideal sports watch, please let me know!
It's fairly common at least in the Netherlands, Germany, and Switzerland too. In Switzerland they also place street parking spots on alternating sides on narrow streets, which also makes you more attentive and lower your speed.
Offtopic: Oh boy, I recently had a "joy" to watch a cable TV. 5-minute ad breaks every 10 minutes or event more often – it is even much worse than Youtube with ads.
Eh? Just checked in SBB Mobile, Zurich<->Lugano is 68 CHF roundtrip (with Halb-Tax, of course, but if you live in Switzerland, it doesn't make sense to not have it unless you have a GA travelcard) with 2nd class.
I've learned English by scrolling endless memes on Imgur (back when it used to be an image storage for Reddit), and watching a lot of Youtube videos on the topics that interested me (tech and car reviews - like LTT and Doug DeMuro). But that only developed my passive vocabulary (reading and listening). I only really learned speaking English once I started working remotely for an australian company, and further improved the fluency after moving abroad (to the Netherlands).
I'm currently doing German lessons on Duolingo, and what I dislike the most is that it keeps shoving "useless" words into my face (the words that are irrelevant for me and that I'll most likely never use) - I wish there was an option to choose the topics that I find interesting so that it'd mix the words that more relevant with the everyday use words to better taylor the vocab for me. Another shortcoming is that it never actually explains the grammar rules, you can only try to analyze the examples yourself, trying to notice any patterns. Some are good in that, others are bad - so why don't they spare us that mental gymnastics and provide at least minimal explanation?
I use it often to discuss a few topics that I'm interested in (sports, hobbies, a bit of coding). I've never used the autocompletion feature even once, and I mostly don't even notice it (similar to how our brain learns to ignore context ads).
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