> How is this different and better for me than a credit card?
Klarna let you choose between invoice and credit card in their checkout (which is embedded in the retailer website, similar to other payment solutions).
Although they started out with invoices, I think they are better described as a payments platform these days.
> what are their interest rates?
According to this document[1] on Germany, 10% - 15%. I found it through a Google search, don't know if it holds for the US.
Klarna let you choose between invoice and credit card in their checkout (which is embedded in the retailer website, similar to other payment solutions).
Although they started out with invoices, I think they are better described as a payments platform these days.
> what are their interest rates?
According to this document[1] on Germany, 10% - 15%. I found it through a Google search, don't know if it holds for the US.
[1] https://cdn.klarna.com/1.0/shared/content/legal/terms/2/en_d...