I see a therapist in the same way that I see a dentist – even if there's no immediate crisis, preventative care is generally much easier than waiting until there is some sort of major issue.
If we have someone check our teeth and gums a couple times a year just to clean out the gunk and make sure everything is ok, why wouldn't we do the same for our (arguably) most important organ?
In many states insurance covers these costs. On my insurance the cost is the same as a doctor appt, $40, and that includes both the subscriber and the dependents. Psychologists and psychiatrists. It can be hard to find doctors who are accepting new patients but its not impossible.
If we have someone check our teeth and gums a couple times a year just to clean out the gunk and make sure everything is ok, why wouldn't we do the same for our (arguably) most important organ?