Yeah, I have thought about that, Boston and Philadelphia aren't that far.
But stop for a minute and think - we are seriously talking about commuting 2 hours to save a few hundred dollars a month on health care. Why?? Why do we even need to have that conversation? That's how broken things are.
I'm a non-smoking 34 year old marathon runner.. I go to the doctor once a year, if that. Companies should be fighting over the opportunity to insure me. It shouldn't be the #1 reason I can't grow a business.
Parent poster wasn't saying to live in Mass. and work in NYC, just that NYC is a bus ride away for important things like meetups and funding trips. Live in Mass., work in Mass.
It's great that you're healthy but business growth is going to involve taking other people on and I for one am not taking a job without health care while I have two other people depending on me. A single major health issue could bankrupt me!
I'm a non-smoking 31 year old half-marathon runner, and I'm paying $110/month in PA.
I would assume you'd also save hundreds of dollars a month on rent and other living expenses in PA (or MA, though I can't speak directly for Boston). I don't think moving 2 hours away to save $1k or more per month is a bad move for a startup.
In NY, health insurance coverage cannot decline anyone based on pre-existing conditions. So younger, healthy applicants have to pay more since there are a lot of people in the system who are a net loss. Thus, less healthy people are covered, and the system continues become worse... it's a very bad feedback loop.
But stop for a minute and think - we are seriously talking about commuting 2 hours to save a few hundred dollars a month on health care. Why?? Why do we even need to have that conversation? That's how broken things are.
I'm a non-smoking 34 year old marathon runner.. I go to the doctor once a year, if that. Companies should be fighting over the opportunity to insure me. It shouldn't be the #1 reason I can't grow a business.