I'm planning to use Paypal Adaptive Payments for a site I'm building. Can anyone save me?
I'm building a Ruby site and will charge my users automatically on a monthly basis, based on their usage, so their charge varies. They agree to a billing agreement when they sign up, and their charges will vary mostly between $0.25 and $5.00.
I need a payment service that:
(1) enables me to automatically charge my users varying amounts (without them approving each time),
(2) has a decent micropayment fee structure ($0.05 + 5% for less than $10),
(3) allows my users to pay with any credit/debit card without requiring a proprietary login (e.g. Amazon), and
(4) can store my users' billing info so I don't have to be PCI compliant - I just do an API call to charge them.
The only service I've found meeting my needs is Paypal's Adaptive Payments API. I've had some bad experiences in the past with Paypal and I'm wary based on others' feedback (e.g. "Paypal is the Anti-Christ"), but I don't see any other option.
I'm building a Ruby site and will charge my users automatically on a monthly basis, based on their usage, so their charge varies. They agree to a billing agreement when they sign up, and their charges will vary mostly between $0.25 and $5.00.
I need a payment service that:
(1) enables me to automatically charge my users varying amounts (without them approving each time),
(2) has a decent micropayment fee structure ($0.05 + 5% for less than $10),
(3) allows my users to pay with any credit/debit card without requiring a proprietary login (e.g. Amazon), and
(4) can store my users' billing info so I don't have to be PCI compliant - I just do an API call to charge them.
The only service I've found meeting my needs is Paypal's Adaptive Payments API. I've had some bad experiences in the past with Paypal and I'm wary based on others' feedback (e.g. "Paypal is the Anti-Christ"), but I don't see any other option.
Does anyone know of a good alternative?