I guess I should elaborate on my previous comment: I am saying that there is no reason to look at someone actually trying something big and say "Dude, give up! It won't work!" no matter how rooted in reality you think your choices are.

IMHO it is not helpful or interesting to view the world in binary terms as "lottery players and everyone else". In the risk profile continuum, you're drawing a line at your max risk tolerance level and viewing it as a binary choice. But it is a continuum. Someone else may view everyone not working for the government with pension benefits as a lottery player.