How do people with gas cars handle living in apartments without gasoline lines? They go to a gas station. So the tipping point is when you can take a 300-mile range car and quick-charge it in 5 - 10 minutes. Or when it is profitable enough to have charging ports at destinations (parking garages in the cities, credit-card swipe charging outlets at the mall, chargers at the office, etc).
Quick charging is a just in case solution and probably shouldn’t be relied on. It’s more efficient and likely much easier on the battery to slow charge it overnight.
The problem with that is that in many places (i.e. most European cities) you don't have a dedicated parking spot, so to park overnight you would need to put charging spots on every street every five meters.
Those exist in the Netherlands too, but the problem is that those spots are now _exclusive_ to EVs. An ICE car is not allowed to park there. I live in an area where >95% of parking spots are occupied on a given night. The current approach is, at least for the time being, only making it worse.
For those people it's a matter of buying a number of chargers that they can choose between.
They can limit access to those chargers to the people living in the building or allow anyone to use them and make some money by selling the electricity. You can even have access control depending on the time of day.
Another benefit is that you get load balancing when many people are charging at the same time.
Private chargers are only a good idea if you there's only a few living spaces.
I think the answer is somewhere in the middle. Workplaces (if they come back) will get charging first. More chargers will be added to apartments, fast charging will improve.