Notably absent here is the fact that planes can land themselves. In fact the plane can do everything on its own besides taxi on the runway and takeoff...most of the time. Yes, pilots are there to take over if needed, but that doesn't change the reality of autopilot which is not just "keep it in a straight line"
Hang out in the Aviation StackExchange long enough and you'll see exactly that question come up. "Why do we even still have pilots?", or "What does a pilot actually do?".
Yes, in general, people are ignorant of what pilots do and what AutoPilot can and cannot do.
This is made even more confusing by recent progress in autopilot with some large jets getting auto-landing features.
And yes... a pilot can program the FMS with waypoints, altitudes, etc, get into the air, push a button... and the plane will indeed fly itself. Modern jets even have automatic throttle/power control too.
A better name for Tesla's system is what it actually is... Driver Asist. But that's not sexy... and we're far off into the weeds.
"Instant" means instant. There is no way to paint it differently.
It's disingenuous to call an ACH transfer "instant" instead of "It'll take several days during which time we'll lend you money", like RH did here.
If you tell people your car has AutoPilot, what would a reasonable person assume? It can drive itself! And they did, and people have died.
When RH tells Average Joe that the funds are "Instantly" available... that does indeed mean instant to most people.