Isn't $55 a bit high in total cost? Aside from the 2 servers for projects, all of those aren't going to need entire servers just for 1 user. I've run Nextcloud doing all the same stuff for half that price and don't think Gitea or Monica would add much overhead.
I'm aiming to do a lot of the same (and more) but definitely aiming at a much lower monthly cost.
I run gitea on a Raspberry Pi and it works ok, along with a couple of other contains + nomad/consul client, it's just me using it and I've had no problems.
I'm aiming to do a lot of the same (and more) but definitely aiming at a much lower monthly cost.