0 deg F is a t-shirt jog here in Minnesota during the winter. Cold is -20 to -40 range. And within the last few weeks, we've had several days 90+ and 100+ deg F. There's a reason lots of the old people migrate with the ducks down south for winter.
Pretty much... I like to tell people that it's not really cold here until your snot starts freezing the instant you go outside. That tends to happen at 10-15 below zero (Fahrenheit).