Well, I learned the same logic in school. I found it compelling, too. And I guess I still do. Our teacher said: 'Because we have this safety net here in Germany, we can take more risks.'

Yet, I see more risk taking in the US than in Germany. I suppose, its rather that Europeans are less risk taking, so they also support a better safety net. I know its not my business, but I can't help being scared about the idea, that the most dynamic country in the western world might slow down because of copying Europe.

Israel has a German-like safety net (health, food, unemplouyment, training and otherwise), and more risk taking than the US - at least where technology is concerned (only silicon valley tops israel in startups per capita - even California does not). So neither explanation is good.

I think the difference is more cultural than anything. Making your own fortune is very much part of the American identity (from gold rushes to tech startups), whereas Europe has experienced over and over again that boundless ambition can lead to horrendous things (war, war, more war and genocide).

The US getting more universal health care coverage will not change that.

There are other ways to achieve the goal of breaking the link between employment and healthcare without a public insurer. Public insurers eventually become the predominant insurer by a large margin because they can use their size to obtain lower prices. Markets with few buyers or sellers are less efficient at providing the products people want at the prices they want than those with many. The result in this case would be less profit to be made in healthcare than people would be willing to pay for, so less effort would be spent to do so. Seems undesirable.

This is trending a bit off topic. Feel free to respond, but I won't.

Except that nations with socialized health care have single or few providers yet manage to get extremely low prices because they have the negotiation power of an entire nation behind them and lots of alternative providers.

Your theory may be interesting but is completely opposite from reality.