The larger transactions have all been to transfer funds between exchanges. Very easy to transfer in and out when I want to quickly enter leveraged positions. It reduces counter-party risk for me.
For the day-to-day stuff it's obviously not as widespread as credit cards and I can't use it for much. For those situations I top up a debit card (Lastbit) using lightning.
In addition to that I spend a fair bit of money on Bitrefill. Obviously also a stop-gap until wider adoption gets here.
For someone living in a country where it's easy to send money locally and where cash isn't very common I don't think the benefits are apparent yet, for me personally. In my business I do receive a number of payments from abroad that always take at least a day to arrive and some funds are lost due to bad exchange rates. Lightning would help a lot here.
For the day-to-day stuff it's obviously not as widespread as credit cards and I can't use it for much. For those situations I top up a debit card (Lastbit) using lightning.
In addition to that I spend a fair bit of money on Bitrefill. Obviously also a stop-gap until wider adoption gets here.
For someone living in a country where it's easy to send money locally and where cash isn't very common I don't think the benefits are apparent yet, for me personally. In my business I do receive a number of payments from abroad that always take at least a day to arrive and some funds are lost due to bad exchange rates. Lightning would help a lot here.