If you're implying what I think you're implying it would probably end with you in prison.

Losing the singular most expensive item you own, that typically contains the rest of your property, with no warning… that tends to end with you on the street which some may feel worse than prison.

I’m not condoning that choice but recognize the consequences are particularly low when you’re already at the bottom.

mate.. it's a matter of perspective. for people that have nothing left... prison doesn't sound that bad. If I have to choose between ending up on the streets again or prison... I'm pretty sure I'd chose prison this time around. I was young and lucky the first time. Now...

Part of his point is that's not really much of a deterrent if you've already lost everything.