So if you lose your phone you can never get a replacement ID?

Or is the 2FA not worth the paper it isn't printed on when it comes to replacements, and you're back to the same level of proof you need for a driving license or passport.

(A) If the app on my phone stops working because someone stole my ID, then I'll likely notice next time I try to use it.

(B) You have to compromise both password and 2FA.

(C) Walking into a government office certainly raises the barrier to stealing ID.