> Health insurance is a tricky one but the cost of adding a spouse vs getting two single plans is typically not that different.
Sure.
Where being married is cheaper for health insurance is when you have kids, at least with employer group plans.
(Premiums for 2-party plans tend to be about, often exactly, double single plans. Family plans, for 3+, tend to be about 2.5 times. If your coparent isn't eligible on the same plan the marginal cost of each of the first two kids is higher.)
Sure.
Where being married is cheaper for health insurance is when you have kids, at least with employer group plans.
(Premiums for 2-party plans tend to be about, often exactly, double single plans. Family plans, for 3+, tend to be about 2.5 times. If your coparent isn't eligible on the same plan the marginal cost of each of the first two kids is higher.)