Oh, agreed upon on all points. I should have emphasized that I meant the attractiveness of those methods is based on whether they appear easy and accessible, regardless of their actual efficacy. By the nature of capitalism, which relies on there being many proletariat and few capitalists, any method that was actually easy, accessible, and effective would quickly have the ladder pulled up as the market corrects (or in many cases, legislates away) the "error", indeed leading to that inverse correlation.