There’s a really good Podcast from FT on the payment issues with porn. It’s more complicated than the chargeback rates. If you want to go down that rabbit hole: https://www.ft.com/content/762e4648-06d7-4abd-8d1e-ccefb74b3... The podcast is quite a nice history wrap-up on online payments. Episode 8 addresses the current situation with credit card companies most detailed.