I mean, they still exist here in Ireland, my biological grandmother sent me one last christmas; it's still sitting on my desk and I haven't gotten around to cashing it.
If your grandmother balances her checking account every month, it's extra work for her to have outstanding checks.
Also, people at the poverty level often don't know how much money they have to spend for the month until their rent and utility payments are deducted from their account. (they don't do math)
> Also, people at the poverty level [..] (they don't do math)
I'm sorry, but what the fuck sort of paternalistic and defeatist attitude toward education is that?
EDIT: I would like to apologize, I swore in my previous edit of this comment. I did not swear enough. Seriously what the absolute fuck sort of attitude is that toward people and swearing?