That's my approach as well. My idea is I can change the numbers, and it still better come out right. It forces you to think through (and code) things more clearly. It's too easy to write a test with hard-coded numbers that "just happens" to come out right.
That's a good enough (initial) workaround if you're in an environment where you're in the minority (or alone) w/ your opinion and you still want to do the right thing personally.
I would advise you to try and convince your peers though and teach them the better way because I suspect that the people that you're fending off would not do what you did but rather just go w/ the one
expect(account1.balance).to eq account2.balance
Now while parts of the code base do the right thing (in a slightly long winded way), the rest of the code base written by these other people is still using bad tests.