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The same legal processes that can be used to recover funds stolen from your bank account or stocks stolen from your brokerage account can be used to recover cryptocurrency.

>When your crypto is stolen, the theft cannot be reversed, by design.

If someone sends you a phishing link, gets your info, logs into your online banking and sends all of your money overseas, that theft generally can't be reversed either. (You'll find that the CFPB recently updated their Reg E interpretation on this, but that interpretation isn't binding and directly contradicts decades of practice)

If you're a business and get hit by banking malware, you're similarly fucked.



But vast majority of banks will call you and go "yo, wtf", some even outright lock your account (with many false positives but still) from doing so.

There is zero chance that will happen for bitcoin.


Not for Bitcoin no. For other more advanced currencies (everything that supports smart contracts) rules likes these can be coded into the wallet.

You can have a rule that allows spending <$1k at known places, but anything over that has to have approval from 3/5 board members, or your manager etc. Any spending rule can be coded like this.


OTOH essentially all relevant cryptocurrency exchanges will let you use security keys, most banks will not.


> The same legal processes that can be used to recover funds stolen from your bank account or stocks stolen from your brokerage account can be used to recover cryptocurrency.

If that is the case, then doesn't that destroy (at least) one of the basic principles of cryptocurrency that people constantly harp on?


No? Why would it?

The basic principle will be the same most of the time, you identify the thief and use legal measures to force them to return the funds.




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