This appears to be the US? It’s not as easy in NZ/AU. While you can do it, the average joe would probably throw in the towel on the whole process.
Also the US still has states you can find good jobs in with houses that are still 200k. In the likes of NZ You have Auckland and wellington and prices that far exceed majority middle income workers.
Also the US still has states you can find good jobs in with houses that are still 200k. In the likes of NZ You have Auckland and wellington and prices that far exceed majority middle income workers.