> Nor would I be liable for any amount over and above my insurance deductible, because that's the point of having insurance.
If your insurance is dicking me around (and you seem like you've got assets), I'm going to take you to court, and if you can't get your insurance to do their job, it's on you.
That said, lawsuits are a giant pain, so two months of delay isn't enough to get a lawsuit going... When possible, I also try to go through my insurance, so they can deal with your insurance, because at least my insurance has an interest in giving me timely information. Can't always do that though.
If your insurance is dicking me around (and you seem like you've got assets), I'm going to take you to court, and if you can't get your insurance to do their job, it's on you.
That said, lawsuits are a giant pain, so two months of delay isn't enough to get a lawsuit going... When possible, I also try to go through my insurance, so they can deal with your insurance, because at least my insurance has an interest in giving me timely information. Can't always do that though.