I don't get it. Surely if you ever needed to, you could write an interpreter for loading tbe older files if you decided to abandon this 1:1 representation?
Yeah. There is a reason XML was seen as the future back in the 90s.
Custom databases often get extended into custom filesystems. And these systems on top of systems get obscure features (like embedding excel sheets inside of Word) and... Thing get hairy.
I think the effort involved disincentivizes against it, and nudges people towards defensively adding spare fields or whatever.
The other comment pointed out that you can make a fall back migration code path that migrates over older file versions. That's the escape hatch if you have no other options
