Is there any legal way to obtain your own data from these companies? Does the US have any law that compels them to provide my own data they have on me and any derivative scores they calculate from it?
"Is there any legal way to obtain your own data from these companies?"
Of course there is: sign up and use their API.
For many years I had the "Ekata Reverse Phone" API enabled in my Twilio account which allowed me, for 8 cents or something, to query a phone number and see subscriber history, "related subscribers", address history, etc.
Kind of a neat party trick.
It also allowed me to verify and re-verify that the fictional nyms my SIM cards and phone numbers belong to have almost zero history or identification ...
Thanks for posting this here. Does does like neat party trick.
I got randomly assigned a "troubled" phone number once. It was a PITA. It should probably be illegal for phone companies to recycle numbers from old users with certain types of legal or financial problems, to innocent random new users who are literally paying for the privilege of inheriting a hot mess.
Assuming they do business in CA, so CA law applies, yes. That doesn't mean they comply with the law, and as far as I know, enforcement is mostly still on a ya, sure we will get around to it someday attitude.
So, just because you can in theory, doesn't mean you can in practice. Let us know how it works out for you!
