I thought about retiring in Guam someday since Medicare would actually work there. But I can’t imagine it is much nicer than Bali or some parts of Thailand I’m also thinking about (if my health is good 20 years later), and it’s definitely more expensive than.
Thailand perhaps (although I'd note that political instability in Thailand is carefully done to avoid disturbing the tourism industry in anyway).
But it's been many years (25? If you count Timor crisis?) since any significant political disturbance in Bali/Indonesia and only 3 years since a coup attempt in Guam/USA.
I visited Thailand multiple times just after military coups, and the only thing I noticed was more things getting poached from my checked luggage. Oh, and sometimes the big shopping malls in Bangkok are closed.
Bali did have that bombing just after 9/11 a while back. Sort of ancient history anyways, but I've loved my trips there.
Is it really that different from Guam? It seems to have a similar hot and humid climate, they are both islands of similar size, Bali is just closer to the equator.
It may not be that different from Guam, but I was comparing it (I guess, without making that clear, my bad) to more temperate retirement areas, than Guam.
I'm sure it's based on preference and tolerance, but very hot humid heat just saps all the enjoyment of life out of me when I'm outside, unless I'm on a sailboat or in a pool with a cold drink in my hand.