In Turkey there is EFT, electronic funds transfer. Works with IBAN's. It's fast and mostly free on business hours (depending on originating bank). You can order EFT outside business hours next work day. This is more expensive most of the time. Recently Turkey also built a newer and faster transfer network FAST. This one has improvements over EFT for limited amounts of transfer and it's nearly instant any time of the day. You can use your email address, mobile number, or IBAN for transfers. It defaults to EFT of you are trying to transfer over the limit.

Europe's SEPA or International SWIFT are archeic compared to these networks. Even using Bank-Exchange-Crypto-Exchange-Bank transfers can be considered better UX