That final statement is unfounded. If you have all those things, you're far more likely to make more money (and faster money) by building your own business.
You cannot escape this simple fact: if you're an employee, you are only getting a portion of the value you can and do generate. The only remaining question is whether you have the resources and environment to capture the value you can generate directly, without being the employee, to receive a larger slice of the value. (If you're, e.g. a doctor it's much more difficult than if you're a software developer; good thing I'm the latter.)
You cannot escape this simple fact: if you're an employee, you are only getting a portion of the value you can and do generate. The only remaining question is whether you have the resources and environment to capture the value you can generate directly, without being the employee, to receive a larger slice of the value. (If you're, e.g. a doctor it's much more difficult than if you're a software developer; good thing I'm the latter.)