You have to have a smartphone these days. All 2FA use a smartphone and Authenticator apps. Companies actively deprioritize human agents in favor of automated ones. If this comes to pass, you will live with the risk of your information being leaked out by government incompetence - which they will try their best to cover up and blame you.
Edit: No power given to government rarely not become something grotesque. US social security cards were “only for benefits”, now they are some ubiquitous identity number. In recent times, Covid vaccination cards were supposed to “only a patient record” until everyone started demanding them. So if your information starts leaking out your “conformance” will follow one way or another.
So you're saying that it's no big deal that I'm losing the choice to do this stuff because while i'm loosing the choice I haven't fully lost it yet so I still have choice for a little while until I don't?
Edit: No power given to government rarely not become something grotesque. US social security cards were “only for benefits”, now they are some ubiquitous identity number. In recent times, Covid vaccination cards were supposed to “only a patient record” until everyone started demanding them. So if your information starts leaking out your “conformance” will follow one way or another.