Interesting details and case analysis from your side here. HOAs are subject to debate frequently.
Philosophically, freedom has, among other dimensions, the dimension of negative and positive freedom: being free from something and free to do something.
Freedom usually refers to individual rights against the state. Freedom to have private contracts is part of what distinguishes socialism from capitalism.
What you describe regarding group associations is correct. Others are correct, too, when they appeal to freedom as the right to be spared from something.
Freedom to form groups does not mean being forced to join them. That's the point here. HOAs are partly like cartels, in my view.
Philosophically, freedom has, among other dimensions, the dimension of negative and positive freedom: being free from something and free to do something.
Freedom usually refers to individual rights against the state. Freedom to have private contracts is part of what distinguishes socialism from capitalism.
What you describe regarding group associations is correct. Others are correct, too, when they appeal to freedom as the right to be spared from something.
Freedom to form groups does not mean being forced to join them. That's the point here. HOAs are partly like cartels, in my view.