That's why I said "it's hard to compare them". One of them is a true problem, and the other is a debt that fully informed, smart people elected to take on and plan for.
Nobody is fully informed about anything, whether parenting or deciding to assume debt for potential education. Not everyone who goes to college is smart in all aspects(including finances), and not everyone graduates college. These are both true problems whether you choose to acknowledge this or not.
> fully informed, smart people elected to take on and plan for.
In practice, this is completely false. When I was about to graduate not too long ago, there was an entire cottage industry of (perhaps unwitting) propagandists pushing student loans on highschool students as a "no brainer" investment. "You'll make the money back in 2 years, tops! Now go and find yourself"
Placing blame on any of those students who were not able to make the money back quickly and are now struggling is either a display of ignorance or lack of empathy.
