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There's an important point to consider that might align with the author. Maybe you shouldn't "work work work, retire".

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7307664/

"Early retirement was not associated with a higher risk of mortality. On-time retirement was associated with a higher risk of mortality, which might reflect the healthy worker effect."

(but it also says "It is important to consider information on prior health and demographics when studying the association between retirement and mortality to avoid biased findings.")

I kind of suspect it might be imagination and realistic planning.

You should imagine retirement early and if you can't afford it, try to mentally do it. and then transition while staying happy and healthy.

If you work work work, then "retire", you might just jump into the laz-y-boy at retirement, become comfortable, less active and adopt unhealthy habits.



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