> Maybe they don’t have the actual funds yet but want to write a check against funds they expect to have soon (risky but people do it).
It's not risky at all when using "overdraft protection" via a linked savings account.
And why would I want to not receive any interest while a physical object representing the payment (I'm still not over how bizarre that is in 2025!) is making its way to the payee in the mail?
It's not risky at all when using "overdraft protection" via a linked savings account.
And why would I want to not receive any interest while a physical object representing the payment (I'm still not over how bizarre that is in 2025!) is making its way to the payee in the mail?