Yeah. I'm not sure why Spam Risk rings because it almost certainly is spam. But I do get doctor offices, service people related to something I'm dealing with at the moment, emergencies related to family members, etc. that are legit. I suspect the permanently do not disturb faction are mostly in a different life stage than many of us.

I'd probably add that the area code + exchange calls from an area code that you don't actually live in are spam as well though don't see those as much as I once did.