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I'm in Sweden and the only time I've ever come in contact with a check was when an American company sent me one as a refund.

Most of these reasons just sound like fee-issues to me. I use a debit card (or Swish) to pay for everything and there's never a cheaper payment option. The fact that checks somehow cost less to use than debit/credit cards sounds ridiculous tbh, especially with all the added handling that must go into dealing with them (it just seems so inefficient).



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