I get what you're saying, I also grew up below the poverty line for all of my childhood. My point was pretty unclear. I don't think that people want to "own a home" in that it's not home ownership that they're after but an asset.

The amount of people I grew up with who viewed having a house as a way to become wealthy was large. Which is silly. (Real housing prices : median income) cannot continue to climb in a society that has decreasing population without some sort of external intervention. Poor people spending the entirety of their money on a house will be the ones left holding the bag, which is part of why it irks me so much.