It ain't regulation holding back america, it's profit. Our investors have failed us in every way imaginable, and our inability to consider any other manner of funding means we're dead in the water.
Exactly! It's an absolutely foolish thing to build a society around, and the benefits are largely squandered on the private lives of private investors.
That belies why relying on individual investors to guide society is never going to work. You might as well cede the globe over to whichever society had the balls to centralize the economy