You should check out the stats broken down by ethnicity and household wealth. That gives you a clearer picture of what a typical person on HN actually experiences.

The idea of having healthcare, a social safety net, etc. is that everyone is off well. Not the top-5% of the population that you are filtering for.

It seems that you only care about how well you and your bubble are off and not others. As the young kids say it - sad.

I live in California. We already have those things. What are you even talking about?