Unfortunately the personal security measures on credit cards are very poor in America - I remember even little things like having a persons picture on bank cards in Belgium was a huge step up compared to the cards here. Even online banking here is pretty bad - so many banks still only allow 4 digit pins (often with "safety measures" in place to restrict your options, like reusing numbers, or disallowing years - thus making the available pin pool significantly smaller), and for online banking the security options are often a joke too, such as low maximum character lengths, not allowing anything but a restricted set of characters and simply converting your password to lowercase.

I don't know if this is to keep things "convenient" to the consumer, but I never feel secure in the way my money is handled.