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Simple answer: No.

Complex Answer: It depends. If it's compromised, what do I lose? If the answer is an email account, then it's an 'Aww shucks'. That's why I have backups of my address books.

However, if it's "Bank Account Numbers", it's a bit more critical. I do shield myself from that eventuality by using 'more public accounts' with limited funds. PayPal has its own bank, and a whole 5$ more than my balance needs for them. I simply and deliver the money I want them to have.

And sometimes, I could care less if somebody "hacked my account". I'm thinking about news sites and other sites that demand logins to read or post or download files (phpbb).



Primary email account is a loss though...

Think password resets for pretty much every other account of yours. Whether that is HN, Your Registrar, amazon or your bank. I never used to care about my web based email account - but now it's a big deal.




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