The prefetched data is managed by the OS. If a program needs the RAM, the prefetched data is immediately discarded. Prefetching never creates RAM pressure.
This. It blows my mind how many people who write software don't understand how OS caching and virtual memory work. They are great filter interview questions ;)
I just bought 4 GB of PC-6400 for a laptop at £40. A fast 128GB SSD is £100.
Summary: use RAM judiciously