Many couples would find it just as annoying as having separate refrigerators and simply transferring food between the two before withdrawing and eating it.

Well aren't we fortunate that holding two separate accounts in a relationship is nothing like this at all!!

Account-to-account internal transfers is relatively new and they did not have that feature when I was approved from the beta.

But, account to account transfers does not solve the problem at all. I don't want to have to transfer money from my account to my wife's account manually. It's so much easier when she can just access a shared account and move money as needed.