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I'm a Simple user and occasionally the lack of checks has been a problem.

One specific incident that I had was that I needed a cashier's check to close on my house, but I didn't know the exactly amount until a few days before closing. I paid $50 to have them overnight the check. The check didn't not arrive overnight and I ended up having to chase it down at a FedEx hub so I could have the check at closing.

During this whole time, I had a chat with the SAME rep. I had a whole long conversation that lasted over two weeks regarding how to get the check, asking for the check, talking about problems with the shipping, and even getting a refund for the overnight shipping.

This is what was amazing to me. The same rep was tied to my conversation. When I had problems with Comcast, every time I called I talked to a completely different person and I had to explain my issue over and over again (even worse I often got dropped during a transfer and had to call back and do it all over again).



It's a problem with online only banks also. I was in a similar situation with a closing, needing a cashiers check from usaa. I had to wire the money instead. Does simple allow for wire transfers?


I checked and it seems they accept wire transfers, but you can't send them :(




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